Find out if you even need
insurance — on your own.
A simple, private process that helps you understand your real situation and decide — on your own — if insurance actually makes sense for you. No agents. No awkward calls. No explaining your life to a stranger.
Takes less than 5 minutes. No email required to start.
Covian by the numbers
How it works
Takes less than 5 minutes. Zero pressure. You stay in control the entire time.
Start a casual conversation
No forms. No account. Just open the conversation and answer a few simple, relevant questions about your life. It feels nothing like talking to an insurance agent.
See your real situation clearly
The process maps out your actual risk — your dependents, your mortgage, your income gaps. You start to see things you never thought about before. No jargon, no confusion.
Decide for yourself
By the end, you know whether insurance makes sense for you — or doesn't. Either way, you win. And if you want to talk to someone, you'll go in fully informed.
The real reason you haven't looked into this yet
It's not what you think. Tap a card.
You don't need convincing.
You just need to see your situation clearly. Most people figure it out in under 5 minutes.
Just had a baby
That tiny human depends on you for everything. You've been meaning to look into this. Now you can — privately, on your own terms, in under 5 minutes.
Bought a home
Your mortgage doesn't disappear if something happens to you. This helps you see the real gap — and decide if it's worth covering.
Self-employed
No employer safety net. Your family's protection is 100% on you. This walks you through what actually applies to your situation — no guesswork.
Only have work coverage
Most employer plans cover 1-2x your salary. That might cover a year of bills. Then what? Find out if there's a gap you don't know about.
No pressure. No tricks. Just clarity.
We built Covian because the insurance process is broken. You shouldn't need to talk to a salesperson just to understand your own situation.
You decide — not us
We never recommend specific products or push you toward a decision. The process helps you see your situation clearly so you can decide for yourself.
Completely private
No one is watching. No one is listening. You explore your situation privately and at your own pace. Leave whenever you want.
Your information is protected
Your conversation is encrypted and private. We never sell your data to third parties. You choose if and when to connect with an advisor.
5 minutes, zero obligation
No account to create. No credit card. No follow-up calls unless you ask for one. You're in control from start to finish.